Here at Insurance Solutions of North Florida, we understand that your coverages can be confusing. This is why all of our agents and professional customer service representatives have been educated in them, ready to answer any questions you might have. Here are some basics:
Pays for damages or destruction to your house and any attached structures and buildings such as garages or covered patios connected to the dwelling.
Pays for damage for any detached structures such as fences, detached garages, and storage sheds not attached to the dwelling.
In the event of theft, damage, or destruction, the contents of your house are covered including furniture, clothing and appliances.
Covers medical bills for person(s) injured on your property.
Protects you against financial loss in the event you are sued and found legally responsible for someone else’s injury or property damage.
Loss of Use
Pays for additional living expenses if your home is uninhabitable due to a covered loss. Most standard Florida Homeowners Insurance policies pay 10-20% of the amount of your dwelling coverage.