Do I need Flood Insurance?
If you live in the Jacksonville / North Florida area and you own property, you need flood insurance.
Homeowners insurance does not cover damage caused by flood.
Federal disaster assistance is only offered when the President declares a major disaster, which only occurs in about half of flooding situations.
But much does Flood Insurance Cost?
Another misconception is that flood insurance policies are expensive.
The fact is, in FEMA determined Preferred Risks Zones, you can purchase flood insurance for a minimal investment annually.
Most common is many homeowners in Florida don’t think they live in a flood zone. In actuality, FEMA has designated many areas in Florida as flood zones with different levels of risks.
Don’t be left without flood insurance!